Copyright (C) Spider Financial Corporation. All rights reserved.

Use and Redistribution.  You may use and redistribute the software, which 
is provided in binary form only, (the “Software”), without modification, 
provided the following conditions are met:

* Redistributions must reproduce the above copyright notice and these terms 
  of use in the Software and in the documentation and/or other materials 
  provided with the distribution.
* Neither the name of Spider Financial nor the names of its suppliers may be used to 
  endorse or promote products derived from this Software without specific 
  prior written permission.
* No reverse engineering, decompilation, or disassembly of the Software is 
  permitted, nor any modification or alteration of the Software or its 
  operation at any time, including during execution.

No other licenses.  Except as provided in the preceding section, Spider Financial 
Corp grants no licenses or other rights by implication, estoppel or otherwise to, 
patent, copyright, trademark, trade name, service mark or other intellectual property 
licenses or rights of Spider Financial Corp.

Third party software.  “Third Party Software” means the files (if any) listed in 
the “third-party-software.txt” or other similarly-named text file that may be 
included with the Software. Third Party Software, even if included with the 
distribution of the Software, may be governed by separate license terms, 
including without limitation, third party license terms, open source software 
notices and terms, and/or other Spider Financial Corp software license terms. 
These separate license terms solely govern Your use of the Third Party Software.

DISCLAIMER.  THIS SOFTWARE IS PROVIDED "AS IS" AND ANY EXPRESS OR IMPLIED 
WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF 
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT ARE 
DISCLAIMED. THIS SOFTWARE IS NOT INTENDED FOR USE IN SYSTEMS OR APPLICATIONS 
WHERE FAILURE OF THE SOFTWARE MAY CAUSE PERSONAL INJURY OR DEATH AND YOU AGREE 
THAT YOU ARE FULLY RESPONSIBLE FOR ANY CLAIMS, COSTS, DAMAGES, EXPENSES, AND 
ATTORNEYS’ FEES ARISING OUT OF ANY SUCH USE, EVEN IF ANY CLAIM ALLEGES THAT 
Spider Financial Corp WAS NEGLIGENT REGARDING THE DESIGN OR MANUFACTURE OF THE 
SOFTWARE.

LIMITATION OF LIABILITY. IN NO EVENT WILL Spider Financial Corp BE LIABLE FOR 
ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES 
(INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; 
LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON 
ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING 
NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS SOFTWARE, EVEN IF 
ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

No support.  Spider Financial Corp may make changes to the Software, at any time without notice, 
and is not obligated to support, update or provide training for the Software. 

Termination. Your right to use the Software is terminated in the event of your 
breach of this license.

Feedback.  Should you provide Spider Financial Corp with comments, modifications, 
corrections, enhancements or other input (“Feedback”) related to the Software, 
Spider Financial Corp will be free to use, disclose, reproduce, license or otherwise 
distribute or exploit the Feedback in its sole discretion without any obligations or 
restrictions of any kind, including without limitation, intellectual property rights 
or licensing obligations.

Compliance with laws.  You agree to comply with all relevant laws and regulations 
governing your use, transfer, import or export (or prohibition thereof) of the 
Software.

Governing law.  All disputes will be governed by the laws of the United States of 
America and the State of Illinois without reference to conflict of law 
principles and subject to the exclusive jurisdiction of the state or federal 
courts sitting in the State of Illinois, and each party agrees that it submits 
to the personal jurisdiction and venue of those courts and waives any 
objections. THE UNITED NATIONS CONVENTION ON CONTRACTS FOR THE INTERNATIONAL 
SALE OF GOODS (1980) IS SPECIFICALLY EXCLUDED AND WILL NOT APPLY TO THE 
SOFTWARE.